Tools
DSCR / Bridge Exit Calculator
Model the PITIA debt service coverage ratio on a 1-4 unit rental or a bridge exit to permanent debt. Everything recalculates as you type.
Loan Inputs
From the appraisal
Income
Appraised monthly rent per unit
Annual Rent
$60,000
Expenses
Use appraisal tax payment
Auto-calculated as 0.75% of replacement cost
Enter if there's an HOA fee in the appraisal, otherwise keep as $0
Annual TIA
$4,500.00
Debt Service
Fully Amortizing Debt Service
30-year fully amortizing payment at the exit rate, annualized
$17,610.35
PITIA DSCR
2.71x
At or above the typical 1.25x qualifying threshold.
- Annual rent
- $60,000
- Annual TIA
- $4,500.00
- Annual debt service
- $17,610.35
This is an estimate for planning purposes only and does not constitute a loan quote or commitment.
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Kismet Kapital, LLC | 405 Lexington Avenue, 8th Floor, New York, NY 10174
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